The Destiny Retirement Funds are approved funds that make it possible for individuals and organisations of any size to accumulate funds for retirement purposes at a sensible cost, whilst gaining corporate scale benefits and yielding maximum return on investment.
Destiny provides choice of investment portfolio or life stage to employers and members, whilst maintaining flexibility in placement of risk benefits as well as the ability to retain GIB’s high service level standards.
The Destiny model provides Participating Employers with the comfort and advantage of best-of-breed providers and our assurance of the highest level of service available. Our people are our greatest assets, GIB’s management structures are flat which allow for quick decision making and ensure maximum accountability for business decisions and performance. Our culture translates into how we do business and forms the cornerstone of our business model.
It is our mission to maximise the allocation of investment receipts towards retirement-funding investments, and to objectively select and manage asset manager allocations on its members’ behalf so as to maximise investment returns at an appropriate level of risk.
FIVE REASONS TO INVEST IN DESTINY
OUR PERFORMANCE SPEAKS FOR ITSELF
Since its inception in 2001, Destiny’s retirement funds have shown outstanding returns on investment and for more than a decade, our funds have featured in the top quartile of best performing funds. Click here to view the industry survey now.
WE ONLY USE BEST OF BREED INSURERS AND ASSET MANAGERS
When it comes to the death, disability, as well as other benefits and investments of our funds, we have an uncompromising approach to performance, reputation and expertise. For this reason, we only make use of best-of-breed insurers and asset managers.
YOUR INTEREST IS OUR ONLY INTEREST
As the Destiny Retirement Funds are independently managed, we are not bound by corporate red tape or a moral obligation towards any particular insurer or investment house. Our only priority is to manage your company’s retirement needs with absolute and critical objectivity. We can either create bespoke retirement fund solutions for you, or elevate your existing fund to new heights of performance.
WE ARE WILLING TO STAKE OUR REPUTATION ON IT
So confident are we that every one of our clients will vouch for our competence, that we are completely transparent about our client portfolio. We invite any potential client to contact any of our existing clients for reference purposes.
WE ACTIVELY WORK THE PROBLEM
We will never proclaim to be absolutely perfect. But we can state with confidence that we will do whatever it takes to solve an issue for you as quickly and as efficiently as humanly possible. Every one of our team members has been hand-picked for their expertise. Regardless, any member of one of our funds also has direct access to top management, should they prefer to make use of it.
Our people are our greatest assets. GIB’s management structures are flat which allow for quick decision making and ensure maximum accountability for business decisions and performance. Our culture translates into how we do business and forms the cornerstone of our business model.Our people are our greatest assets. GIB’s management structures are flat which allow for quick decision making and ensure maximum accountability for business decisions and performance. Our culture translates into how we do business and forms the cornerstone of our business model.
It is GIB and Destiny’s mission to maximise the allocation of investment receipts towards retirement-funding investments, and to objectively select and manage asset manager allocations on its members’ behalf so as to maximise investment returns at an appropriate level of risk
As a proudly South African business we are committed to BEE. We believe that BEE managed appropriately will strengthen our business and deepen the value we contribute to society and ultimately, South Africa.
In 2011, Lephatsi Financial Services, a broad based BEE company headed by Herman Mashaba, acquired a 30% shareholding in GIB Holdings (Pty) Ltd and in 2018, a further 10% was acquired.
Following Lephatsi’s extensive market analysis, the GIB Group was targeted for acquisition. "With the transaction successfully completed, GIB Group is the ideal springboard into this sector, which we believe has huge potential," said Mashaba. "GIB Group will act as the entry point to this industry, as we identify other companies predominantly involved in Short Term Insurance Broking and the Employee Benefits sectors for potential acquisition," he concluded.