Destiny Living Annuity
You can transfer your fund credit (or a portion thereof) to the Destiny/Momentum Living Annuity, tax-free and seamlessly. Contact our financial planners at finplan@gib.co.za to assist you with this big decision in order to ensure that you are invested correctly per your needs and risk profile.
Blended Strategy
Our investment strategy is to maximise the allocation of investment receipts towards retirement funding investments, and to objectively select and manage asset manager allocations on our members' behalf so as to maximise investment returns at an appropriate level of risk.
Destiny uses traditional (active) asset managers but still manages to reduce costs and increase efficiency by using passive management. This is achieved by blending active and passive management in an innovative matrix.