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Destiny Products

Our range of products can be tailored to your exact needs.

Destiny’s umbrella funds pool the retirement investments of multiple employers under a single legal entity to ensure corporate scale retirement, death, disability and other benefits for employees.

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A retirement annuity (RA) is a retirement fund in terms of the Pension Funds Act. It is a tax effective investment vehicle designed for individual investors as opposed to employees who contribute to a workplace retirement fund.

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A Preservation Fund enables employees who resign from an organisation to reinvest and preserve their funds that they have accumulated in a pension or provident fund in a money smart and tax-effective manner.

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A living annuity allows you to earn an income from it while your capital is invested. The Momentum Living Annuity now gives you the opportunity to invest in the dependable, top-performing Destiny Portfolios during your retirement. These portfolios make use of a dynamic investment strategy that blends active and passive investment strategies in a cost effective solution.

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Retirement fund benefits cannot be forfeited. Benefits that haven’t been claimed after a period of 24-months are regarded as “unclaimed benefits”.

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Tax Free Saving's are a useful tool in any South African’s financial tool box.

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