Retirement Fund Services
At GIB Financial Services we pride ourselves on service excellence in retirement fund administration delivering tailored products and solutions to suit your business’s unique retirement funding needs. We are a leading provider of Retirement Fund Services, focused on delivering tailor-made products and solutions that suit our clients’ specific needs. We pride ourselves on offering and maintaining exceptional standards of service and constantly strive to innovate. It is our proven ability to deliver which sets us apart from our competitors.
Retirement Fund Services
Our team is driven to provide you with client centric solutions and are commitment to objectively select, manage and administer your employee retirement funds accurately and efficiently to ensure we maximise your investment returns at an appropriate level of risk whilst keeping costs low thus helping you boost savings towards retirement for you and your employees.
Specialists consultants and actuaries who provide in-depth valuations and consulting.
Specialists consultants and actuaries who provide in-depth valuations and consulting.
GIB Financial Services outsources this function to specialists consultants and actuaries who provide in-depth valuations and varied employee-benefits consulting and actuarial services.
Read moreIn-house specialists that assist with death claims investigations.
In-house specialists that assist with death claims investigations.
GIB Financial Services offers an in-house specialist Insured Benefits Team which assists Trustees of Retirement Fund's with their Death Claims Investigations in line with Section 37C of the Pension Fund's Act
Read moreAssistance through the Insured Benefit claims process.
Assistance through the Insured Benefit claims process.
GIB Financial Services' specialist Insured Benefits Team assists through the process of claiming for an Insured Benefit. They provide information on what conditions qualify, how to claim and provide assistance throughout the claim process.
Read moreGIB Financial Services has a number of sub committees in place to ensure that there are...
GIB Financial Services has a number of sub committees in place to ensure that there are specialists focused at specific tasks at hand.
Read moreTracing unclaimed Retirement Fund benefits.
Tracing unclaimed Retirement Fund benefits.
GIB Financial Services goes through a process of tracing members who have not claimed their Retirement Fund benefits.
Read moreGIB Financial Services provides training to members in respect of their Retirement Fund...
GIB Financial Services provides training to members in respect of their Retirement Fund benefits.
Read moreTailored investing based on life stage
Tailored investing based on life stage
GIB Financial Services provides companies and members with the choice of whether to invest in a specific portfolio or to invest in a Life Stage Model which invests members’ money according to their age in relation to their retirement date.
Read moreCustomization of stand-alone and umbrella retirement funds.
Customization of stand-alone and umbrella retirement funds.
GIB Financial Services' administration system allows for the total customisation for Stand-Alone and Umbrella Retirement Funds. GIB Financial Services' systems are also able to customise specific Participating Employers' structure within an Umbrella Retirement Fund.
Read moreAsset consulting with respect to Regulation 28
Asset consulting with respect to Regulation 28
GIB Financial Services offers Asset Consulting to Stand-Alone and Umbrella Retirement Funds in respect of their Regulation 28 asset allocations.
Read moreGIB Financial Services administers both Umbrella Funds as well as Stand-Alone Funds.
GIB Financial Services administers both Umbrella Funds as well as Stand-Alone Funds.
GIB Financial Services' core function is Retirement Fund Administration. GIB Financial Services administers both Umbrella Funds as well as Stand-Alone Funds.
Read moreSpecialised advice and assistance with retirement funds
Specialised advice and assistance with retirement funds
GIB Financial Services consults with members in understanding how their Retirement Fund works as well as provides assistance in ensuring that members understanding the investment portfolio which they are invested.
Read moreTraining of the Trustee with regards to the responsibilities
Training of the Trustee with regards to the responsibilities
GIB Financial Services offers comprehensive training to Trustees in respect of their fiduciary responsibilities of being a Trustee of a Retirement Fund.
Read moreRetirement Fund Products
Businesses often require tailored benefits available through our business product offerings.
A retirement annuity (RA) is a retirement fund in terms of the Pension Funds Act. It is a tax effective investment vehicle designed for individual investors as opposed to employees who contribute to a workplace retirement fund.
Learn moreDestiny’s umbrella funds pool the retirement investments of multiple employers under a single legal entity to ensure corporate scale retirement, death, disability and other benefits for employees.
Learn moreRetirement fund benefits cannot be forfeited. Benefits that haven’t been claimed after a period of 24-months are regarded as “unclaimed benefits”. The Destiny Unclaimed Preservation Funds are used to house benefits whilst an exhaustive tracing process takes place.
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